Welcome to ("Company", "we", "our", "us")!
These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of our website located at https://pcjfinancial.com/ (together or individually "Service") operated by PCJ FINANCIAL SERVICES LLC. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.
Please read these Terms and Conditions carefully before using our Service.
By creating an account on our Service, you agree to subscribe to newsletters, marketing or promotional materials, and other information we may send. However, you may opt out of receiving any or all of these communications from us by following the unsubscribe link or instructions provided in any email we send.
SMS/Text Messaging: By providing your mobile phone number and consenting to receive text messages, you agree to receive recurring automated SMS/text messages from PCJ FINANCIAL SERVICES LLC. These messages may include but are not limited to:
- Service alerts and appointment reminders
- Policy updates and account notifications
- Marketing and promotional offers
- Follow-up communications related to your inquiries
You must be 18 years of age or older to use this SMS service.
Message frequency varies based on your interactions with us.
Message and data rates may apply. Check with your carrier for details.
Carriers are not liable for delayed or undelivered messages.
To stop receiving messages, reply STOP to any text message. You will receive a one-time confirmation and no further messages unless you re-subscribe.
For help, reply HELP or contact us at [email protected].
Consent to receive SMS messages is not a condition of purchasing any goods or services.
For details on how we handle your information, please see our Privacy Policy at https://pcjfinancial.com/privacy-policy.
If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.
Any contests, sweepstakes, or other promotions (collectively, "Promotions") made available through the Service may be governed by rules that are separate from these Terms & Conditions. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms and Conditions, the Promotion rules will apply.
Our Service allows you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material ("Content"). You are responsible for the Content that you post on or through the Service, including its legality, reliability, and appropriateness.
When you create an account with us, you guarantee that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on our Service.
The Service and its original content (excluding Content provided by users), features, and functionality are and will remain the exclusive property of PCJ FINANCIAL SERVICES LLC and its licensors.
Our Service may contain links to third-party websites or services that are not owned or controlled by PCJ FINANCIAL SERVICES LLC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
You agree to defend, indemnify, and hold harmless PCJ FINANCIAL SERVICES LLC and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password, or b) a breach of these Terms.
In no event shall , nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from: (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.
These Terms shall be governed and construed in accordance with the laws of Florida, US, without regard to its conflict of law provisions.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
If you have any questions about these Terms, please contact us at [email protected]
By opting in to SMS messaging from PCJ FINANCIAL SERVICES LLC, you acknowledge and agree to the following:
Program Description: PCJ FINANCIAL SERVICES LLC offers an SMS program that delivers service alerts, appointment reminders, policy updates, account notifications, and promotional messages related to our insurance and financial services.
Opt-Out: To stop receiving messages, reply STOP to any text message. Upon opting out you will receive a single confirmation message and no further SMS messages will be sent.
Support: Reply HELP to any message or contact [email protected] for assistance.
Message and Data Rates: Message and data rates may apply. Check with your carrier for details.
Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.
Age Restriction: You must be 18 years of age or older to use this SMS service.
Privacy: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. View our full Privacy Policy at https://pcjfinancial.com/privacy-policy.